The Way Things Never Were Book Summary

"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

In 'Interventions,' Kofi Atta Annan shares riveting insights from his tenure as the UN Secretary-General, unraveling the complexities of global diplomacy and humanitarian crises. Co-authored by Nader Mousavizadeh, the book offers a candid exploration of critical international interventions in the realms of conflict, peacekeeping, and development. Annan's personal anecdotes and reflections challenge conventional narratives, inviting readers to ponder the moral dilemmas faced by world leaders. With a blend of personal and political history, the text reveals the intricate dance between power, responsibility, and human rights on the global stage. Prepare to be captivated by Annan's vision for a more just and united world.

In 'Human Rights and United States Policy Toward Latin America,' Lars Schoultz delves into the complex interplay between U.S. foreign policy and human rights in Latin America. The book challenges conventional narratives by revealing how strategic interests often overshadow humanitarian concerns. Through meticulously researched case studies, Schoultz illustrates the paradoxes that define American intervention in the region. Readers will encounter gripping confrontations between moral imperatives and political machinations, inviting reflection on the true cost of policy choices. This compelling analysis prompts us to reevaluate the ethical dimensions of power and complicity in shaping the lives of millions.

In 'Humanitarian Intervention', Sean D. Murphy explores the complex interplay between sovereignty and the responsibility to protect innocent lives in times of crisis. He examines historical precedents and legal frameworks that shape the debate on intervention. With compelling case studies, Murphy raises critical questions about ethics, legitimacy, and the role of international organizations. Can military action ever be justified under the guise of humanitarian aid? This thought-provoking book invites readers to reconsider the boundaries of global responsibility and the moral imperatives that drive intervention.

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'The New Intifada' by Roane Carey unveils the complex and turbulent landscape of the Palestinian struggle for freedom. Through a collection of compelling essays, it highlights the voices of those directly impacted by the conflict, shedding light on their hopes and despair. Carey's incisive analysis challenges dominant narratives and reveals the intricacies of resistance and resilience. This provocative book invites readers to grapple with the moral ambiguities of the situation, making it essential for anyone seeking understanding in a polarized world. Will you dare to confront the reality behind the headlines?

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In 'The Long Peace,' historian John Lewis Gaddis examines the unprecedented stability of the post-World War II era, delving into the geopolitical dynamics that have shaped international relations. With a focus on the interplay between military power and diplomatic negotiations, Gaddis challenges readers to rethink traditional narratives of conflict and resolution. He explores how the balance of power and nuclear deterrence have played crucial roles in maintaining peace among nuclear-armed states. This thought-provoking analysis not only sheds light on the past but also poses critical questions about the future of global peace. Prepare to be captivated by Gaddis's insights as he unravels the complexities of a remarkably long-lasting tranquility.